When Local Law Shapes Access
These Terms & Conditions define the agreement between you and us: how you create an account, which device and browser behaviour we expect, and which actions can trigger a manual check or pause. Access depends on local law and is available only where local law permits,
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so we may restrict use if that position changes in your area. When you use DANA, OVO, GoPay or QRIS, the same name-match and payment-source checks apply before any wallet action is accepted. We may also ask you to confirm the device or browser you used,
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especially if a request comes from a new phone, a cleared browser profile, or a shared connection. We keep the current version on this page so you can compare it with the version that applied when you acted, and we treat any later edit as effective
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only from the date we publish it here. If you need the older wording, contact support and we will point you to the dated copy attached to your account record.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.